Texas Personal Injury Law Blog

Texas is like every other jurisdiction in the United States in that all drivers in the state are required to carry auto insurance in case they are involved in Texas car accidents.  While this law can carry relatively stiff penalties if it is violated in terms of fines, these penalties are apparently not enough to deter many people from failing to carry the proper amount of insurance coverage on their vehicles, according to the conclusions of a study that was recently released.

The Insurance Research Council recently completed a study of motorists in Texas, and it concluded that as many as 15 percent of people who drive in the state do not carry auto insurance.  This percentage does not include people who may be under-insured, which presents a similar problem when they are involved in Texas car accidents.  Many people who are injured in a crash with an uninsured or an under-insured motorist mistakenly feel that they have no options for recourse if they incur damages as a result of a crash.

Texas Car Accident Statistics

While there are no available statistics regarding the number of uninsured or under-insured motorists who are involved in Texas car accidents, it’s safe to say that many people who do not carry coverage are involved in and perhaps cause crashes.  Overall, more than 200,000 people are injured in Texas car accidents every year, and more than 3,000 people are killed.

Texas Personal Injury Lawyers

When someone is injured or worse in a Texas car accident that involves an uninsured driver, that injured person does have legal rights and options.  One such option is to seek a recovery from that injured person’s insurance policy if he or she has purchased uninsured motorist coverage, often labeled ‘UIM’ on an insurance policy.  Another option is to file a Texas personal injury lawsuit directly against that other driver.

If you or someone you love has been harmed in a crash of this type and you’re having problems obtaining a proper recovery, seek the help of Texas personal injury lawyers who have been fighting for the rights of clients in this difficult position for many years.  Contact The Parker Law Firm today to schedule a free initial consultation.